At BRIST Insurance, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website or use our insurance-related services. By accessing our website or using our services, you agree to the practices described in this Privacy Policy.

Interpretation and Definitions

Interpretation

Words with capitalized initial letters have meanings defined under the following conditions. These definitions shall have the same meaning whether they appear in singular or plural form.

Definitions

Account – A unique account created for You to access our services.

Affiliate – Any entity that controls, is controlled by, or is under common control with BRIST Insurance.

Company – Refers to BRIST Insurance (“We,” “Us,” or “Our”).

Cookies – Small files placed on Your device that help improve website functionality and user experience.

Country – Refers to the United States.

Device – Any device capable of accessing the Service, including computers, smartphones, and tablets.

Personal Data – Information that identifies or can be used to identify an individual.

Service – Refers to the BRIST Insurance website and insurance-related services.

Service Provider – A third-party company or individual that processes information on behalf of the Company.

Usage Data – Information collected automatically when using the Service.

Website – Refers to the official BRIST Insurance website.

You – The individual or entity accessing or using the Service.

Types of Data Collected

1. Personal Data

We may collect the following information:

• Full Name
• Email Address
• Phone Number
• Mailing Address
• City, State, and ZIP Code
• Insurance quote information
• Policy preferences and coverage requirements
• Payment and billing information processed through secure third-party providers

2. Usage Data

We may automatically collect:

• IP Address
• Browser Type and Version
• Device Information
• Pages Visited
• Time and Date of Visit
• Time Spent on Pages
• Referral Sources
• Diagnostic and Analytics Data

3. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Improve website performance
• Enhance user experience
• Analyze website traffic
• Personalize content
• Maintain website security

You may disable cookies through your browser settings, although some website features may not function properly.

How We Use Your Personal Data

We may use the information we collect for the following purposes:

Service Delivery

To provide insurance quotes, policy information, and customer support.

Account Management

To manage customer accounts, policy information, and billing activities.

Customer Support

To respond to inquiries, claims assistance requests, and service-related communications.

Marketing Communications

To send updates, promotional information, and insurance-related communications. You may opt out at any time.

Legal Compliance

To comply with applicable laws, regulations, and industry requirements.

Fraud Prevention

To help prevent unauthorized activity, fraud, and misuse of our services.

Data Retention and Security

Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy or as required by law.

Security

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmitting information over the Internet or storing data electronically can be guaranteed to be completely secure.

Your Rights

Depending on your jurisdiction, you may have the right to:

• Access your personal information
• Correct inaccurate information
• Request deletion of your information
• Restrict or object to certain processing activities
• Withdraw consent where applicable
• Opt out of marketing communications

To exercise these rights, please contact us using the information provided below.

Information Sharing and Disclosure

We do not sell your personal information.

We may share information in the following circumstances:

With Service Providers

We may share information with trusted partners that assist with website operation, customer support, payment processing, and insurance-related services.

For Legal Reasons

We may disclose information when required by law, court order, regulation, or governmental authority.

Business Transfers

Information may be transferred in connection with a merger, acquisition, restructuring, financing, or sale of company assets.

Third-Party Websites

Our website may contain links to third-party websites. BRIST Insurance is not responsible for the privacy practices, security, or content of external websites. We encourage you to review the privacy policies of any third-party websites you visit.

Children’s Privacy

Our services are intended for individuals aged 18 and older. We do not knowingly collect personal information from children under the age of 18.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page along with a revised “Last Updated” date.